What is my coverage family?

Your coverage family includes all individuals in your tax family who are enrolled in a qualified health plan and are not eligible for minimum essential coverage (other than coverage in the individual market). Also, an individual is in your coverage family for a particular month only if the portion of the enrollment premiums for the month for which you are responsible was paid by the due date of your tax return (not including extensions), the entire premium was covered by APTC, or the amount of the premium paid for the month was sufficient to avoid termination of the individual's coverage for that month.

The individuals included in your coverage family may change from month to month. If an individual in your tax family is not enrolled in a qualified health plan, or is enrolled in a qualified health plan but is eligible for minimum essential coverage (other than coverage in the individual market), he or she is not part of your coverage family.

Free federal for everyone

Start 2025 return