What if I made a 2025 traditional IRA contribution and I plan to convert my traditional IRA to a Roth IRA?

If you plan to do a conversion, you'll probably want to make sure you don't take any traditional IRA deductions on your return for this traditional IRA contribution. That way, the contribution amount isn't taxed when you convert your traditional IRA to a Roth IRA.

What's taxable in an traditional IRA to Roth IRA conversion?

Free federal for everyone

Start 2025 return