What is minimum essential health care coverage?
This is health care coverage that meets New Jersey's minimum requirements. It includes (but is not limited to) the following types of health care plans:
- Any health plan bought through the Health Insurance
Marketplace
- Individual health plans bought outside the Health Insurance
Marketplace, if they meet the standards for qualified health
plans
- Any "grandfathered" individual insurance plan you've had
since March 23, 2010, or earlier
- Most job-based plans, including retiree plans and COBRA
coverage
- Medicare Part A
- Most Medicaid coverage, except for limited coverage plans
- The Children's Health Insurance Program (CHIP)
- Coverage under a parent's plan
- Most student health plans (check with your school to see if
the plan counts as qualifying health coverage)
- Health coverage for Peace Corps volunteers
- Certain types of veterans health coverage through the Department
of Veterans Affairs
- Most TRICARE plans
- Department of Defense Nonappropriated Fund Health Benefits
program
- Refugee Medical Assistance
