If your MAGI falls within the limitations shown below for your filing status, your Roth IRA contributions are limited.
| Filing Status | MAGI Range |
| Single, Head of Household, or Married Filing Separately (and you didn't live with your spouse at any time during the year) | $150,000 - $165,000 |
| Married Filing Jointly or Qualifying Surviving Spouse | $236,000 - $246,000 |
| Married Filing Separately (and you lived with your spouse at any time during the year) | $0 - $10,000 |
If your MAGI is equal to or above the upper limit of the range shown above for your filing status, you're not allowed to contribute to a Roth IRA.