What are the costs for keeping up a home?

The following costs are considered part of keeping up a home:
  • Property taxes
  • Mortage interest expense
  • Rent
  • Utility charges
  • Repairs/maintenance
  • Property insurance
  • Food eaten in the home
  • Other household expenses

  • If you're not sure if you paid more than half the costs to keep up your home during 2025, this IRS worksheet  can help you figure it out.