How do I know if my Standard Deduction was higher than my Itemized Deductions on my 2024 tax return?
Look at your 2024 federal tax return and find Schedule A. If the box on Schedule A, Line 18 is checked, that means you elected to itemize deductions even though they were less than your Standard Deduction, and you should answer Yes because your 2024 state refund is NOT taxable.
Another way to do this is to look at your 2024 Form 1040, Line 12. Then look at the Standard Deduction amounts in the left margin of Form 1040, page 1. Compare the Standard Deduction amount for your filing status with the amount of Itemized Deductions claimed on Line 12.
If the Standard Deduction amount is greater than or equal to the amount claimed on Form 1040, Line 12, then your 2024 state tax refund isn't taxable, and you should answer Yes.
Another way to do this is to look at your 2024 Form 1040, Line 12. Then look at the Standard Deduction amounts in the left margin of Form 1040, page 1. Compare the Standard Deduction amount for your filing status with the amount of Itemized Deductions claimed on Line 12.
If the Standard Deduction amount is greater than or equal to the amount claimed on Form 1040, Line 12, then your 2024 state tax refund isn't taxable, and you should answer Yes.
