Why do I have to repay my Premium Tax Credit?
When you applied for coverage, you made an estimate of your 2025 income and family size. If you qualified for the Premium Tax Credit, it was based on that estimate. If you took advance payments of the tax credit to reduce your monthly premiums, they were also based on your estimate.
Now that you're filing your 2025 tax return, we know what your actual 2025 income and family size are. We've calculated your actual Premium Tax Credit based on your actual income and family size. If your actual Premium Tax Credit is lower than your estimated Premium Tax Credit, you'll have to repay some or all of the advance payments with your tax return.
Now that you're filing your 2025 tax return, we know what your actual 2025 income and family size are. We've calculated your actual Premium Tax Credit based on your actual income and family size. If your actual Premium Tax Credit is lower than your estimated Premium Tax Credit, you'll have to repay some or all of the advance payments with your tax return.
