On the
Homeowner Expenses screen, you can enter mortgage information for a mortgage that is
NOT shown on your
Form 1098.
This includes:
-
Other Mortgage Interest Paid
This is where you can report any mortgage interest that you paid in 2025 that was reported on another person's Form 1098 or interest you paid on a seller-financed loan. This also includes mortgage interest you paid for in 2025, but didn't receive a Form 1098.
-
Mortgage Points
This is where you can report any points that you paid in 2025 that were not reported to you on a Form 1098.
-
Amortizing Mortgage Points
This happens when you paid points or origination fees in a prior year that you could not fully deduct in that year. If you paid points on a loan used for a second home, a home equity loan, or refinancing, and they are not fully deductible in the year you paid them, you would likely amortize these.
-
Seller-Financed Loan
This happens when the person who sold you the home is the one financing the loan instead of a bank or financial institution.