[{"data":1,"prerenderedAt":7},["ShallowReactive",2],{"faq-standard-239":3},{"rec_id":4,"title":5,"text":6},"239","What is a High Deductible Health Plan (HDHP)?","An HDHP is a health plan with a higher deductible than a traditional insurance plan. The monthly premium is usually lower, but you pay more health care costs yourself before the insurance company starts to pay its share. An HDHP should meet the following requirements:\n\u003Cbr>\u003Cbr>\nSELF ONLY COVERAGE:\u003Cbr>\nMinimum annual deductible of $1,650\u003Cbr>\nMaximum out of pocket expense: $8,300\n\u003Cbr>\u003Cbr>\nFAMILY COVERAGE:\u003Cbr>\nMinimum annual deductible of $3,300\u003Cbr>\nMaximum out of pocket expense: $16,600\n\u003Cbr>\u003Cbr>\n\u003Ca href=\"/freefile2025/answers?faq=10351\">What if I had separate remote care coverage?\u003C/a>",1777391530826]