What if I don't have access to the amounts I've paid?

If you're not sure how much you've already paid, you'll need to make your best estimate. You may be able to get the amounts by doing the following:

W-2 Amounts Withheld:

• Find a paystub from late 2025 and get the YTD amount of federal tax withheld in 2025 there.
• Contact an HR representative at the company you worked for.

1099-R Amounts Withheld:

• Sign in to your retirement account and see if the total federal tax withheld in 2025 is listed there.
• Contact your retirement account administrator.

Other 1099's:

• Contact whoever issued you the 1099.