When do I report my excess HSA earnings in other income?

Report any earnings on excess HSA contributions in the tax year that you withdraw them. For example, if you withdraw your 2025 excess contributions and earnings on April 1st, 2026, report the earnings on next year's tax return (your 2026 return).

However, if you withdrew your 2025 excess contributions and earnings on or before December 31st, 2025, report the earnings on this year's tax return on the other income screen: Menu Path: Income > Uncommon Income > Other Income.