[{"data":1,"prerenderedAt":7},["ShallowReactive",2],{"faq-standard-11568":3},{"rec_id":4,"title":5,"text":6},"11568","Why would I choose to not take my IRA deduction?","Occasionally, it may be advantageous to not deduct otherwise deductible contributions to your traditional IRA, but this is not common. \u003Cbr>\u003Cbr>\r\nThe following are a few potential situations where this may make sense:\r\n\u003Cbr>\u003Cbr>\r\n\u003Cul>\r\n\u003Cli>If you make a traditional to Roth IRA \u003Ca href=\"/freefile2025/answers?faq=10269\">conversion\u003C/a>, any nondeductible contributions in your traditional IRA will not be taxed when converted to a Roth IRA. \u003C/li>\r\n\u003Cli>Future IRA withdrawals can be tax-free (Earnings will still be taxable at withdrawal). \u003C/li>\r\n\u003C/ul>\r\n\r\n\u003Ca href=\"/freefile2025/answers?faq=7175\">What portion of my conversion to a Roth IRA is taxable and non-taxable?\u003C/a>",1777391519593]