What are qualified education expenses for my 529 distribution?

Qualified education expenses for 529 distributions are:
  • Tuition and fees for college or vocational school
  • K-12 qualified education expenses
  • Student loan repayments, up to a lifetime limit of $10,000
  • Required computers, software, and internet access
  • Required books, fees, and supplies
  • Room and board (if at least a half-time student and costs are at/under on-campus housing costs)
  • Required special needs equipment
  • Postsecondary credentialing expenses
The following expenses are not qualified for 529 distribution:
  • Transportation and travel costs
  • General electronics and cell phones
  • Health insurance
  • Non-required memberships or fees

Free federal for everyone

Start 2025 return