How do I take a nonqualified withdrawal of my excess HSA contributions?
Work with your HSA or HSA representative to withdraw the excess HSA contribution from your account.
Then, when you're filing a tax return for the year that you took the distribution, make sure to enter your distribution.
For example, if you took the distribution during 2026, you'll have to wait until you file your 2026 return in 2027 to include your distribution on your tax return.
Then, when you're filing a tax return for the year that you took the distribution, make sure to enter your distribution.
For example, if you took the distribution during 2026, you'll have to wait until you file your 2026 return in 2027 to include your distribution on your tax return.
